Online GatewaysCollect money through these Payment Gateways in UAE

A payment gateway is an essential tool that allows businesses to accept digital payments securely and efficiently—whether online or in-store. As the UAE rapidly embraces cashless transactions and e-commerce, choosing the right payment gateway can make or break your customer experience. Here’s a breakdown of the top payment gateways in the UAE, updated for 2025

Stripe
Stripe is one of the most developer-friendly and scalable payment gateways in the world, now fully available in the UAE. It supports global currencies, digital wallets, invoicing, subscription billing, and offers powerful APIs. Stripe is ideal for startups, freelancers, and large-scale SaaS businesses looking for full payment flexibility with no setup hassle.

Fees:

  • Domestic cards: 2.9% + AED 1
  • International cards: +1%
  • Currency conversion: +1%
  • No setup or monthly fees
  • Add-ons: Radar, Billing, Connect, etc.

Highlights:

  • Developer-first platform with clean API
  • Payouts within 7 days to UAE bank account
  • Requires trade license and local bank account
  • Ideal for online stores, platforms, SaaS tools

CashU
CashU is a regional payment solution designed specifically for the MENA market, targeting users who prefer prepaid and secure online transactions. It’s great for young shoppers and gaming communities, and works well in industries with micropayments or high-frequency, low-value transactions.

Fees:

  • Setup: Free
  • Transaction: ~7%
  • Annual Maintenance: USD 1

Highlights:

  • Available in 13 currencies
  • Ideal for digital goods, youth markets
  • Fast setup with almost no entry cost

CCAvenue
CCAvenue is a robust payment gateway solution that originated in India and has successfully expanded its reach into the Middle East. With support for a variety of local and global payment methods, CCAvenue is an excellent choice for businesses that need versatility and scalability.

Fees:

  • Setup: Free for Startup Kit
  • Transaction: ~3% + AED 1 (varies)

Highlights:

  • Accepts credit/debit cards, net banking, wallets
  • Supports dynamic currency conversion
  • Customizable checkout experience
  • Great for cross-border e-commerce

Checkout.com
Checkout.com is a top-tier payment gateway known for its high reliability, modern infrastructure, and strong fraud protection tools. It is highly scalable, making it a go-to for large e-commerce stores, travel portals, and fintechs looking for multi-currency support and international coverage.

Fees:

  • Transaction: AED 1.10 + 2.9% (estimated)
  • Setup/Monthly: Custom based on volume

Highlights:

  • Accepts Visa, Mastercard, Apple Pay, etc.
  • Extensive fraud protection and analytics
  • Strong developer tools and customer support
  • Trusted by enterprise-level merchants

CyberSource (Visa)
CyberSource, a Visa company, is a high-end payment solution tailored for enterprises that prioritize security, reliability, and global operations. It offers everything from tokenization and 3D Secure authentication to risk detection tools.

Fees:

  • Setup: $0 – $200
  • Monthly: ~$20
  • Transaction: $0.35 + ~2.39%

Highlights:

  • Enterprise-grade risk management
  • Customizable global commerce features
  • Excellent for banks, airlines, and SaaS giants

Innovate Payments
Innovate Payments offers one of the most flexible solutions for UAE merchants with global ambitions. It’s perfect for businesses that need to process payments in multiple currencies across regions while maintaining compliance and fraud prevention.

Fees:

  • Setup: AED 1,500 – 5,000
  • Monthly: AED 150 – 500
  • Transaction: 3% – 5% + AED 0.50

Highlights:

  • Supports over 120 currencies
  • Advanced fraud detection
  • Used by travel, finance, and e-commerce sectors

PayFort (Amazon Payment Services)
PayFort, now part of Amazon Payment Services, is a powerful regional gateway optimized for shopping behaviors across the Middle East. It’s a robust solution trusted by many large retailers and government institutions.

Fees:

  • Setup: AED 3,500 (SME) / AED 6,500 (Corporate)
  • Transaction: 3% + AED 2

Highlights:

  • Tailored to Arab consumer habits
  • Includes optional fraud protection tools
  • Supports 18 currencies and regional acquirers
  • High trust factor due to Amazon affiliation

PayTabs
PayTabs is a Saudi-born, UAE-strong solution that is particularly favored by startups and SMEs for its affordability and quick onboarding. It supports digital invoicing, recurring billing, and simple plugin integrations for major CMS platforms.

Fees:

  • Start-up Plan: AED 183.62/month
  • Development Plan: 2.7% + AED 0.99 per transaction

Highlights:

  • Accepts 168+ currencies
  • PCI DSS certified
  • Easy integration with Shopify, WooCommerce
  • Great local support

Telr
Telr is a UAE-grown payment gateway offering tiered pricing plans based on business size and transaction volume. Known for its simplicity and flexibility, Telr works well for e-commerce stores, mobile apps, and service businesses.

Fees:

  • Entry: AED 349/month (zero transaction fee)
  • Small: AED 149/month + 2.69% + AED 1
  • Medium: AED 99/month + 2.49% + AED 0.50

Highlights:

  • Integrates with POS systems and mobile payments
  • Fraud detection and invoicing included
  • Strong local team and support
  • Affordable for small and mid-tier businesses